Deputy Vice President - Activation Retention Cross Border spends & CLIP

SBI Card
Gurugram, Haryana, India

Role Purpose: Responsible for planning and executing the following components of portfolio management, namely Onboarding, Early Activation, Retention, Authorization, Cross border spends

Role Accountability:

  • Plan & implement onboarding & retention strategy, ensuring that requisite SLAs are met by Customer Service and outbound calling teams
  • Launch early activation programs to increase first swipe on the card (Separate action plan for early activation for Shikhar accounts)
  • Monitor New sourcing inflow to identify potential issues/aberrations and flag them for appropriate remedial action
  • Determine the pool of customers to reach out for win back calling and ensure re-carding in a time bound manner
  • Develop and implement strategies for improving claw back of authorization decline spends
  • Plan and execute cross border spends increase campaigns
  • Plan and implement credit line increase programs across calling and self service channels
  • Lead implementation of authorization rate improvement initiatives, such as RBI switch relates usage guidelines and other such initiatives
  • Work with IT to implement all strategies and regulatory changes within assigned area in the system
  • Ensure process documentation and compliance adherence

Measures of Success:

  • Voluntary Attrition nos. as per plan
  • Early activation rates & spends / account as per plan
  • Onboarding numbers as per plan
  • Cross border Active rate
  • Cross Border spends
  • Cross Border Auth rate improvement %
  • Customer Winback %
  • Spends Claw back %
  • Number of Credit Line Increase (CHS #)
  • Process adherence as per MOU

Technical Skills / Experience / Certifications

  • Spends Category Understanding
  • Good knowledge on Consumer and Competition behavior and Credit Card Market Dynamics
  • Prior knowledge of alliances and partnerships
  • Prior knowledge of retention and activation preferred

Competencies critical to the role

  • Planning & Organizing
  • Analytical Ability
  • Negotiation & Influencing
  • Innovation & Problem Solving

Qualification: MBA /PGDBM in Marketing or any other relevant discipline

Preferred Industry: Payment Card Industry, Telecom, Retail

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