Technical Lead — Insurance Platform Implementation (React/Next.js · Node.js · AWS)

BAJAJ CAPITAL LIMITED

Job Description

Technical Lead — Insurance Platform Implementation (React/Next.js

• Node.js
• AWS)

Gurgaon | Full-Time | Hands-on Tech Lead (~40–50% coding)

About the Role

Bajaj Capital is building its digital insurance platform — end-to-end buy journeys for Health, Life and Motor

insurance on the web, and a shared API layer that powers the same journeys in our mobile app. As Technical

Lead, you will own architecture and delivery across a blended team of in-house developers and implementation

vendors, code alongside them, integrate with multiple insurers, and run an AI-native engineering practice where

AI tools are used to build, test, deploy and operate the platform.

Key Responsibilities

AI-Native Development & Delivery

● Build primarily with AI coding agents (Claude Code, Cursor, Copilot or approved equivalents) across UI, API

and infrastructure code; set up AI-ready repos with shared agent instructions (CLAUDE.md/AGENTS.md),

prompts and templates that vendors must also follow.

● Use AI for spec-driven development, insurer API mapping, test generation, PR review in CI, IaC and pipeline

authoring, release notes, log analysis and incident RCA — with human review and ownership of every

change.

● Enforce AI guardrails: approved tools only, no customer data, health declarations or secrets in prompts, no

unattended merges or deploys, and extra scrutiny on payments, pricing and data access.

Insurance Buy Journeys (Web)

● Health: member and cover selection, quote comparison, medical/PED declarations, proposal, KYC, payment

and policy issuance.

● Life: needs-based cover, term/savings quotes, benefit illustrations, proposal, e-KYC, medicals scheduling, e-

sign and payment.

● Motor: vehicle lookup, IDV, NCB and add-ons, quote comparison, renewals, break-in inspection flows and

instant issuance.

● Build in React/Next.js (TypeScript) with a shared design system, SSR/SEO, Core Web Vitals, accessibility,

funnel analytics, drop-off recovery and A/B testing.

API Platform & Integrations (Node.js)

● Design and build Node.js (NestJS/Fastify) APIs with OpenAPI contracts, reused by web and the mobile app,

with versioning, security and backward compatibility.

● Build an insurer integration layer that normalises quote, proposal, payment and policy APIs across insurers

and aggregators; handle timeouts, retries, idempotency and reconciliation.

● Integrate payment gateways, CKYC/e-KYC, e-sign, communication services, CRM and the data warehouse;

orchestrate long-running journeys (e.g., AWS Step Functions).

Vendor & Team Leadership

● Lead in-house developers and vendor teams as one engineering unit: define scope, acceptance criteria and

architecture guardrails; review vendor code to the same standards as in-house code.

● Ensure Bajaj Capital owns code, IP and infrastructure; enforce documentation and knowledge transfer so

the platform is never vendor-locked.

● Mentor in-house developers through pairing and reviews; own sprint planning, estimates and releases with

Product and Business.

AWS, DevOps, Security & Compliance

● Own the AWS architecture (ECS Fargate/Lambda, API Gateway, Aurora PostgreSQL, S3, CloudFront, KMS,

WAF) in Indian regions, fully in Terraform/CDK, with CI/CD, observability and on-call.

● Build to OWASP ASVS/API Top 10 and PCI-DSS-aligned payment practices; protect health and personal data

per the DPDP Act 2023, IRDAI guidelines and SEBI CSCRF, with InfoSec and Compliance.

● Maintain complete audit trails of quotes, disclosures, consents and proposals for regulatory and claims

needs.

Technology Stack

● Web: React, Next.js, TypeScript, Tailwind/design system, TanStack Query, Playwright, Jest/RTL.

● Backend & AWS: Node.js, NestJS/Fastify, PostgreSQL, Redis, SQS/SNS, Step Functions, ECS/Lambda,

Terraform/CDK, GitHub Actions.

● AI: Claude Code, Cursor, Copilot, Amazon Q Developer, MCP integrations (Jira, GitHub, Figma, AWS),

Amazon Bedrock.

Required Qualifications

● 8–12 years in software engineering, including 3+ years with React/Next.js and 3+ years building production

Node.js/TypeScript APIs.

● Has delivered high-conversion, transactional web journeys (insurance, lending, payments or e-commerce)

with third-party API integrations.

● Hands-on AWS experience operating production workloads with infrastructure as code and CI/CD.

● Demonstrable experience shipping production software with AI coding agents, with concrete examples of

workflows and results.

● 2+ years as a Tech Lead who has managed vendor/implementation partners alongside in-house teams; still

codes regularly.

● Strong grasp of web and API security, OAuth 2.0/OIDC and handling of sensitive personal data.

B.Tech/B.E./MCA in Computer Science or equivalent.

Good to Have

● Insurance broking, web aggregator or insurer tech experience; familiarity with insurer APIs and IRDAI

distribution requirements.

● Experience with benefit illustration engines, underwriting rules, motor pricing or renewal journeys.

● LLM features in products (e.g., plan comparison assistants on Amazon Bedrock) with evaluations and

guardrails; AWS certification.

Success in the First Year

● Health, Life and Motor buy journeys live on web and consumed by the mobile app, with multiple insurers

integrated and strong conversion.

● A single in-house plus vendor team delivering through AI-assisted workflows, with full code ownership at

Bajaj Capital and no vendor lock-in.

CTC - Max 25 lpa

Experience: (6–12 years)

Location - Gurugram ( Work from office)

Interested Candidate can mail their resume to ( Mannu.supriya@bajajcapita.com)

Regards

Mannu Supriya

Manager- Talent Acquisition