BA Payments - Lead - GO/JC/4663/2026

Job Title: BA Payments

Job Location: Bangalore

Work Model: Work from Office

Shift: EMEA (2PM - 12AM)

Candidate Expectations

Total and Relevant Experience – 5 Years to 11 Years

Candidate Location - Anywhere

Skills – Requirement gathering and BRD/FRD, Gap analysis, User stories

Candidate Industry (Finance - Payments)

Diversity – No

Education and Certification

Qualification: Any Graduate

Specific Remarks: Distance education not accepted.

Certification: NA

Detailed Job Description

Requirements Gathering & Analysis

• Collaborate with business stakeholders to elicit, document, and validate requirements for payments, trade finance, and liquidity solutions.
• Translate complex business needs into functional and technical specifications.
• Conduct gap analysis between current processes and target state.
• Payments Domain - Canada payment | Cross-Border Payments| SWIFT, FED, ISO20022
• Support initiatives in SWIFT messaging, ISO 20022 migration, real-time payments, and cross-border transactions.
• Document workflows, data mapping, and compliance requirements for payment systems.
• Assist in testing and validation of payment solutions.

Trade Finance

• Analyze business processes related to trade finance instruments (letters of credit, guarantees, supply chain finance).
• Support digitization and automation of trade finance operations.
• Ensure solutions meet risk management and compliance standards.

Cash Management & Liquidity

• Gather requirements for corporate cash management, liquidity optimization, and treasury services.
• Document processes for real-time cash visibility and forecasting.
• Support implementation of liquidity management tools

Stakeholder Collaboration

• Act as liaison between business units, technology teams, and external vendors.
• Facilitate workshops, interviews, and requirement walkthroughs.
• Ensure alignment of solutions with business goals and regulatory frameworks.

Risk & Compliance

• Ensure requirements adhere to regulatory frameworks (AML, KYC, PSD2, Basel III).
• Identify risks in requirements and proactively propose mitigation strategies.
• Support audit and governance processes with clear documentation.

Key Skills

Requirement gathering and BRD/FRD, Gap analysis, User stories

Other Specific Remarks

Additional Requirements: Proper documents for entire career and PF Form 16 Mandatory