Technical Subject Matter Expert (SME) – Electronic Payments

🚀 WE’RE HIRING: Technical Subject Matter Expert (SME) – Electronic Payments

We are looking for an experienced Technical Subject Matter Expert (SME) – Electronic Payments to support the design, implementation, testing, and delivery of electronic payment solutions.

📅 Contract Duration: 6 Months (Extendable)

🏡 Work Arrangement: Remote / Work From Home

⏰ Working Hours: 10:30 AM – 7:30 PM IST

⚡ Availability: Immediate Joiners Preferred

🎓 Qualification

• Minimum 7 years of experience in electronic payment systems, preferably in card management, issuing, acquiring, switching, clearing, or settlement.
• Bachelor’s or Master’s degree in Computer Science, Information Systems, Engineering, or a related field.
• Strong knowledge of electronic payment architecture, transaction processing, and payment lifecycle.
• Hands-on experience with HPS PowerCARD or similar payment platforms is highly preferred.
• Strong understanding of ISO 8583, ISO 20022, payment schemes, and industry standards.
• Strong experience in functional analysis, business requirements gathering, and functional specification writing.
• Good understanding of technical design, APIs, interfaces, data mapping, batch processing, and system integration.
• Experience with Java, C, PL/SQL, Oracle/PostgreSQL, UNIX/Linux, and Shell scripting.
• Experience in SIT, UAT, regression testing, defect analysis, and end-to-end payment testing.
• Strong analytical, problem-solving, and communication skills with the ability to work across both business and technical teams.
• Good command of English, both written and verbal.

🔑 Key Responsibilities

• Analyze and translate client business requirements related to electronic payments, issuing, acquiring, switching, clearing, and settlement into detailed functional specifications.
• Act as the functional and technical SME for payment processes, transaction lifecycles, business rules, and exception handling.
• Ensure functional requirements are aligned with technical architecture, data models, interfaces, APIs, and system capabilities.
• Support development teams in implementing payment workflows, business rules, configurations, and data mappings.
• Support and validate HPS PowerCARD configurations and payment processing functionalities.
• Perform impact analysis for system enhancements, regulatory changes, and new payment scheme requirements.
• Participate in SIT, UAT, regression, and end-to-end testing of payment solutions.
• Review test scenarios, test cases, and results to ensure compliance with business requirements and payment standards.
• Analyze and support resolution of payment processing issues, defects, and production incidents.
• Review system logs and assist with debugging and performance diagnosis when required.
• Maintain functional and technical documentation related to payment processes and solution designs.
• Monitor relevant payment standards, scheme rules, and regulatory requirements.
• Provide functional and technical guidance, knowledge transfer, and training to internal teams and stakeholders.