Specialist-Products Vehicle Finance (Digital Initiatives)

I. Position Description

JOB TITLE

Specialist-Products Vehicle Finance [Digital Initiatives]

GRADE

SM

DEPARTMENT

Vehicle Finance

LOCATION

HO [Bangalore]

SUB-DEPARTMENT

NA

TYPE OF POSITION

Full-time

REPORTS TO

Lead Product-Vehicle Finance

REPORTING INTO

II. ROLE PURPOSE & OBJECTIVE

• Manage the technology roadmap for the Vehicle Finance department
• Assist in developing partnerships with external parties/vendors to generate additional business
• Relationship management with key stakeholders for rolling out system related changes

III. SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

Monitoring & managing an overall portfolio of ~2000 Cr [by FY27]

• Manage the technology requirements for TW & Pre-Owner Car loans business
• Manage the Digital Lending & third-party services

Iv. Key Responsibilities

Business/Financials

• Develop tech enablers for growth of business and to improve process efficiency
• Define the technology roadmap & outline critical milestones which is aligned to department’s overall strategy
• Translate user needs into technical requirements. This includes understanding user needs, study market trends & competitive landscape to translate them into technical requirements for the engineering team
• Oversee Product Development Lifecycle ensuring the end result meets the objective

Customer (both Internal & External)

• Monitor market trends and competition, stay up to date with changing technology landscape which is crucial in making strategic decisions and defining the product roadmap
• Analyze product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics
• Explore partnerships with DSA/Fintech/lead generators for growth of business from alternate channels

Internal Process

• Coordinate with internal stakeholders & Ujjivan IT team to get relevant approvals to ensure smooth launch of the product or system related changes
• Coordinate with internal stakeholders in troubleshooting & resolving technology related issues
• Timely response & adherence to audit & compliance queries related to Loan Processing systems

Innovation & Learning

• Timely completion of assigned training courses
• Responsible for training and building technical knowhow & system awareness within the business vertical
• Develop training material for sales team pertaining to system related changes

Educational Qualifications

V. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory]

B. Tech in CS/IT specialization preferred

Work Experience

3-5 years of experience as Tech Product Manager or similar roles with relevant experience

Experience in managing digital lending channels, fintech integrations, key accounts management etc.

Experience in implementing IT projects & channel integration

Functional Skills

Experience in defining product strategy, managing tech. roadmaps & leading product development

Experience in banking domain & managing LOS and/or LMS is preferred

Behavioral Skills

Problem solving & decision making

Good Interpersonal & communication skills

Analytical thinking

VI. KEY INTERACTIONS

INTERNAL

EXTERNAL

Information Technology, Product & sales

Compliance, Credit, Audit, Operations

Vendors/Channel Partners, Dealers, DSA

PREPARED BY – Sabyasachi Mahapatra

DATE – 28-09-2026

REVIEWED BY – Premkumar G

DATE – 28-09-2026

LAST UPDATED BY – TM Team

DATE – 03-10-2026