Loaniq Developer

Tata Consultancy Services
Bengaluru, Karnataka, India

Loan IQ Developer - Java / .NET / Oracle

Location: Mumbai, Delhi/Noida, Bengaluru, Hyderabad, Chennai, Kolkata, Pune, Bhubaneshwar, Kolkata

Key Responsibilities

  • Design, develop, and enhance migration utilities, ETL workflows, reusable services, Interfaces & Reporting development, and automation components for Loan IQ migration activities.
  • Build scalable Java, .NET, PL/SQL, and ETL-based solutions to support source-to-target mapping, data extraction, transformation, loading, validation, reconciliation, and exception handling.
  • Apply good functional knowledge of Loan IQ to understand deal, facility, borrower, loan, fee, interest, servicing, and operational data flows.
  • Use AI tools responsibly to accelerate development, generate reusable code patterns, support documentation, improve productivity, and build AI-enabled reusable frameworks for migration and ETL activities.
  • Work independently with business users, product SMEs, operations teams, architects, and technology stakeholders to clarify requirements, resolve queries, and close open items.
  • Participate in technical design, estimation, sprint planning, backlog refinement, daily stand-ups, defect triage, and release readiness discussions.
  • Develop unit tests, support integration testing, troubleshoot defects, analyze data issues, and provide timely fixes across SIT, UAT, mock conversion, dress rehearsal, and production migration events.Must-Have Skills
  • 5+ years of application development experience using Java, .NET, PL/SQL, and related technologies; banking or commercial lending experience preferred.
  • Good functional understanding of the Loan IQ product including data model, APIs, product setup, servicing events, operational workflows, and migration-related data dependencies.
  • Hands-on experience building ETL workflows, migration utilities, data transformation logic, reconciliation routines, validation checks, and exception handling processes.
  • Java, Spring, microservices, .NET, C#, Python, Shell scripting, or similar development experience.
  • API or interface development experience.
  • Autosys, batch scheduling, or enterprise job orchestration experience.
  • Strong SQL skills for data analysis, source-to-target validation, reconciliation, defect investigation, and migration execution support.
  • Experience using AI-assisted development tools to improve productivity, generate reusable components, summarize technical context, and create or enhance AI-based reusable frameworks.
  • Ability to write clean, maintainable, reusable, and well-tested code with appropriate unit testing and technical documentation.
  • Familiarity with Agile delivery methodology and SDM tools such as Jira, Bitbucket, Confluence, etc.
  • Working knowledge of DevOps practices and CI/CD tools for build, deployment, version control, release management, and environment support.
  • Experience with secure coding, vulnerability remediation, logging, monitoring, and operational support.Good-to-Have Skills
  • Prior experience with ACBS to Loan IQ migration, Loan IQ implementation, conversion, or loan onboarding programs.
  • Experience with containerization, API-based integration, observability, or modern engineering practices.
  • Loan IQ SDK experience.
  • Banking, commercial lending, or financial services technology experience preferred.

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