Technical Manager

Aditya Birla Capital

Tamil Nadu, India

Evaluate and manage credit risk across lending portfolios.
Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
Monitor portfolio performance and recommend corrective actions based on risk trends.
Support underwriting teams with complex credit assessments and policy exceptions.
Analyze delinquency, default, and loss trends to improve portfolio quality.
Translate business credit requirements into technical specifications.
Drive automation of credit workflows using business rules, APIs, and workflow tools.
Validate system configurations to ensure compliance with credit policies.
Support system enhancements, upgrades, testing, and production releases.