Data Scientist

Ganit Inc.
Mumbai, Maharashtra, India

About Ganit

Founded in 2017 ,Ganit is a full-stack data and AI company focused on helping businesses make better decisions through data and technology.

We specialize in Data Engineering, Data Science, AI/ML, Generative AI, MLOps, and advanced analytics. We work with clients across industries such as Banking and Financial Services, Retail, CPG, Manufacturing, Healthcare, and Pharmaceuticals.

Our focus is on building scalable, business-driven solutions that help organizations improve decision-making, reduce risks, and drive business growth.

Ganit is also an AWS Advanced Tier Services Partner, strengthening our capabilities in cloud and AI-driven solutions.

We have a presence in India and the US, and offer opportunities to work on diverse projects involving emerging technologies and real-world business challenges.

Responsibilities / Description

Role: Senior Data Analyst / Data Scientist

Experience: 3 - 5 Years

Location: Mumbai

Employment Type: Full-time

Role Overview

We are looking for a skilled Senior Data Analyst / Data Scientist with 3 - 5 years of experience in Credit Risk, Credit Risk Modelling, and Risk Analytics. The ideal candidate should have strong analytical and problem-solving skills, experience working with risk-related datasets, and the ability to develop data-driven insights and models to support credit risk assessment and business decision-making.

Key Responsibilities

  • Analyze large datasets to identify trends, patterns, and insights related to credit risk and portfolio performance.
  • Develop, validate, and monitor credit risk models for risk assessment and prediction.
  • Work on credit risk modelling techniques, including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD), wherever applicable.
  • Perform risk analytics, portfolio analysis, customer segmentation, and creditworthiness assessment.
  • Build and evaluate statistical and machine learning models to support credit risk management.
  • Conduct data cleaning, feature engineering, exploratory data analysis, and model performance evaluation.
  • Collaborate with business, risk management, and technical teams to translate business requirements into analytical solutions.
  • Prepare reports, dashboards, and presentations to communicate insights and model outcomes to stakeholders.
  • Monitor model performance and identify opportunities to improve model accuracy and risk assessment processes.Required Skills and Qualifications
  • 3 - 5 years of relevant experience in Data Analytics, Data Science, Credit Risk, or Risk Analytics.
  • Hands-on experience in credit risk modelling and credit risk analytics.
  • Strong proficiency in Python and SQL.
  • Experience with statistical analysis, predictive modelling, and machine learning techniques.
  • Understanding of credit risk concepts, risk scoring, credit underwriting, and portfolio risk assessment.
  • Experience with data visualization tools such as Power BI or Tableau is an advantage.
  • Strong analytical, problem-solving, and communication skills.Preferred Qualifications
  • Experience in banking, financial services, fintech, or lending domains.
  • Knowledge of credit scoring models, Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD).
  • Familiarity with model validation, model monitoring, and regulatory risk frameworks.
  • Experience working with large datasets and translating analytical findings into actionable business insights

Score my resume against this job, free →

Questions about this job

How do I apply for the Data Scientist job at Ganit Inc.?

Use the apply link on this page: you apply directly with Ganit Inc. on LinkedIn. Before you do, score your resume against this job description on Fitboard. It shows which skills and keywords the job asks for that your resume doesn't show, so you can fix them first.

What skills does Ganit Inc. want for this Data Scientist role?

The job description asks for Credit Risk, Credit Risk Modelling, Risk Analytics, Python, SQL, statistical analysis, predictive modelling and machine learning techniques. Make sure your resume shows the ones you have, in the words the job uses: applicant tracking systems look for them.

How can I get a job at Ganit Inc.?

Apply to the Ganit Inc. roles that match your experience, and tailor your resume to each job description: for this role that means showing Credit Risk, Credit Risk Modelling, Risk Analytics. A resume that matches the job's own keywords is more likely to get past screening. Fitboard scores your resume against this exact job for free.

Is this Data Scientist job remote or onsite?

This is based in Mumbai, Maharashtra.

Is it free to apply? Does Fitboard charge anything?

Applying is free: you apply directly with Ganit Inc., and this job page and its apply link cost nothing. Checking your resume against this job is free too, with 3 free scans when you sign in and no credit card needed.

Will you get shortlisted for this role? Check your match free →