Product Analyst – Cards Business
We are looking for a high-calibre Product Analyst to drive data-led product decisions for the Cards business within a leading financial services organisation. The ideal candidate will combine strong technical foundations, analytical thinking, financial services understanding, and extensive use of AI-powered tools to solve complex business problems and improve product performance.
Key Responsibilities
- Analyse end-to-end cards business performance across acquisition, activation, transaction volumes, spends, revenue, engagement, and retention.
- Leverage large datasets to identify trends, customer behaviour patterns, business opportunities, and product improvement areas.
- Build analytical models, dashboards, and performance frameworks to support strategic product decisions.
- Use AI tools, LLMs, and automation extensively to accelerate data analysis, generate insights, automate workflows, and improve productivity.
- Work closely with Product, Engineering, Business, Risk, and Technology teams to drive product innovation and optimisation.
- Conduct customer segmentation, cohort analysis, funnel analysis, and experimentation to improve card adoption and usage.
- Translate complex business requirements into analytical solutions and actionable product recommendations.
- Evaluate product launches, features, campaigns, and initiatives through data-driven performance measurement.
Required Skills & Experience
- B.Tech / B.E. or Master's degree in Technology, Engineering, Computer Science, or an MBA from a Tier 1 institution.
- 2–5 years of experience in Product Analytics, Business Analytics, or Product Management, preferably within banking, fintech, payments, or financial services.
- Strong technical proficiency in SQL, Python, advanced Excel, and data analysis.
- Excellent understanding of data structures, analytical frameworks, databases, and technology-driven business environments.
- Demonstrated hands-on adoption of AI tools, LLMs, AI agents, and automation platforms to improve analytical productivity and problem-solving.
- Experience with BI and visualisation tools such as Tableau, Power BI, or equivalent.
- Strong understanding of product metrics, customer analytics, experimentation, and business performance measurement.
- Exceptional problem-solving, communication, and stakeholder management skills.
Preferred Experience
- Exposure to credit cards, debit cards, payments, digital banking, or consumer lending.
- Understanding of card transaction lifecycle, authorisations, declines, interchange, chargebacks, and transaction economics.
- Experience working with large-scale transaction datasets and technology-led product ecosystems.
- Ability to combine business understanding, technical depth, and AI capabilities to deliver measurable outcomes.
Shortlisted candidates will be informed. This is a work from office only role.
Skills: product management,data analysis,automation,technology,financial services,cards,data,analytics